Ancillary Insurance

Ancillary Insurance  

You can enjoy an exclusive, competitive advantage: offering your employees comprehensive dental, vision, and life insurance plans.


Your employees and their families get valued benefits at a cost that may be lower than they could get on their own.


Dental Insurance

Dental care is an essential part of a healthy lifestyle. With our plans, you can make it affordable. Now that's something your employees will smile about. Plan options give you the freedom to choose the benefits you would like to offer your employees. Typically plans cover the following, for in-network and out-of-network care:

  • Preventive care, including exams and teeth cleaning
  • Basic care such as fillings, extractions and root canals
  • Major care such as bridges, crowns and dentures
  • Orthodontic coverage available for election

Vision Insurance

Give your employees access to convenient, routine care and services. Typically plans cover the following, for in-network and out-of-network care:


  • Routine eye exams
  • Single-vision lenses 
  • Frame benefits
  • Contact lenses

Life Insurance

You will have access to basic life insurance quotes. Each plan’s benefits will vary. Your Mercer agent will be able to assist you with determining what plan is best for you and your employees. Some of the benefits of the plans available may include:

  • Specific death benefit
  • Guaranteed acceptance — employees cannot be turned down for health reasons
  • Accelerated benefit if diagnosed as terminally ill
  • Additional accidental death & dismemberment coverage for loss of life or covered accidental injury, on or off the job
  • Waiver of premium if the employee becomes disabled as per the laws of your state
  • Travel assistance
  • Counseling for grief support, financial and legal services, and more
  • Ability to convert coverage to an individual plan if they leave your employment

Plans and carriers available vary by state, see map.

Mercer's Role & Compensation